Look at the factors that determine commercial mortgage loan rate. Loan rate depends solely on the operations that will be performing, because no financier wants to put themselves in danger. Most financiers will study business will be the implementation and then they decide on interest rates, if you feel that your business will rise in the market and make a profit they will offer you the best rate, but if you think that your business can not pay their amount in such cases, the interest rate will be high.
Interest rates depends on market value, if the market is low then the bankers will offer loans at very low interest rates, and then gradually increase in relation to them, that market conditions play an important role in determining rates.
Interest rates on these loans varies greatly with time so it's always better to pay off the mortgage within 2-3 years, where you will be safe or interest rates tend to increase based on market interest rates.
Government decisions can also affect the price of commercial mortgage loan, when they make a change then the Federal Reserve banks and other financiers are more difficult to raise their rates, because even the financiers will be affected.
Most of the time, commercial mortgage loans are given at a fixed rate loan, but it should be understood that the financiers and borrow the money from the Federal Reserve so that if the market changes, then the interest rate varies and you will be asked for a higher interest rate to be clearly stated in the terms of loans, while loans.
Finally, it is always better to pay off the mortgage in the shortest possible time the best will be starting to pay off within 1-4 years, where you will be assured.